When you do decide on a car and go into the Finance Office to sign the papers, I would like for everyone to know that you do not have to purchase any products in order to get the loan. If anyone in Finance tells you that you have to purchase a warranty and credit life to get the loan, which is a bold-faced lie. Why would a Finance Manager do that? Because they work on commission, also. Surprised? Don’t be. That’s the way dealers set up Finance Offices from the start when they realized how much money could be made. The Finance Manager makes money off of the rate they quote you, the warranty they sell you, the gap insurance and the credit life and disability you buy. That’s how they make a living.

Is there any time left on the warranty? sell a total loss car are transferable when a vehicle is sold. The length can vary and be anywhere from 36,000 to 100,000 miles. The longer the time remaining on the warranty, the better for your peace of mind. Ask questions about exactly what is and is not covered under the existing warranty.

can you sell a totaled car Stay current — Leasing allows you to enjoy a new car every two or three years instead of holding onto an older vehicle for five years or longer. With your leased vehicle, you get to enjoy the latest cabin and safety amenities and avoid the problems associated with cars as they age. Enjoy a new car smell and feel more frequently!

It’s a good idea to be there when your insurance company is evaluating the damage to your car. You can point out any damage they may have missed. Your input can help them provide a proper settlement. Don’t forget that the more damage there is, though, the more likely it is your car will be declared a “total loss.” Never feel as though you can’t ask questions, either. It’s important you understand the process so you and your insurer can agree on a fair settlement for your car.

You may use internet used car search engines to find the exact value of any model car from any company. It is also possible to find the history of car for sale. Whether the vehicle is totaled, flooded or stolen can be found out with a little effort.

car totaled The car insurance quotes you get depend on this one too. The more they catch you speeding, the higher the quotes, etc. And it stands to reason: statistically, people with blemished driving records have more accidents than people with clean ones.

Increase Your Deductible. A high deductible will drop your premium dramatically. Deductibles as high as $500 or $1000 dollars are ok, so long as you have money available to pay for minor fender benders on your own.